Financial literacy is the ability to understand and use financial skills such as money management, budgeting, and investing. This includes borrowing money and paying off debt, creating and sticking to a budget, and knowing the differences between financial tools and options for investing, taxes, and similar concepts.

Some fears, anxieties and worries are normal in children. For most children, the anxieties they have will go away on their own or with the reassurance of their parents. However, in some cases, anxiety can be persistent and start to affect the child’s mental health and wellbeing, carrying over into other areas of their life like school, activities, and friendships. In fact, about 9.4% of children aged 2 to 17 have been diagnosed with anxiety.

The last few years have been difficult for everyone, including our children and school communities. Kids have been forced to adapt to new ways of learning, socializing, and attending schools. Parents are also having to reconsider their childcare options; however, with childcare being unaffordable for more than 60% of parents and more than half of families living in childcare deserts, many families struggle to find quality childcare.

According to the National Center for Learning Disabilities, one in five children in the U.S. have learning and attention issues. However, 48% of parents incorrectly believe that children will outgrow the difficulties, and 33% of educators say that sometimes what people call a learning disability is really just lack of motivation.